--- title: DocMagic Supports HARP 2.0 Lending! description:

President Obama announced it under the banner “We Can’t Wait” last October. Fannie and Freddie followed up with an announcement in November. Desktop Underwriter and Loan Prospector were updated in March. Now, in mid-April, lenders are reporting a significant increase in refinance applications, all thanks to changes made by the FHFA in the Home Affordable Refinance Program (HARP). As those applications pull through to become funded loans, DocMagic is ready to help.

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[DocMagic](https://blog.docmagic.com/author/docmagic) 04/25/2012 President Obama announced it under the banner “We Can’t Wait” last October. Fannie and Freddie followed up with an announcement in November. Desktop Underwriter and Loan Prospector were updated in March. Now, in mid-April, lenders are reporting a significant increase in refinance applications, all thanks to changes made by the FHFA in the Home Affordable Refinance Program (HARP). As those applications pull through to become funded loans, DocMagic is ready to help. Called HARP 2.0 by almost everyone, the program has been extended to include loans with note dates on or before December 31, 2013, and the criteria for eligibility have been broadened. The new set of rules have opened the program to nearly anyone with a mortgage backed by Fannie Mae or Freddie Mac, so long as they are current on their payments, have no late payments in the last six months, and have not made more than one late payment in the last year. Borrowers who qualify benefit from reduced monthly mortgage payments or a more stable mortgage product (such as a change to a fixed-rate mortgage from an ARM). The HARP initiative continues to be an important component in the mortgage market, accounting for about one-third of all refinance applications. Whether your company originates one HARP 2.0 loan or a thousand (or more) DocMagic’s fully-scalable technology delivers the initial disclosures and closing documents you need with a unique combination of speed, ease, and accuracy. With DocMagic, you can rest assured – the loan documents you need are at your fingertips. [Click here](https://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2011/sel1112.pdf) for FannieMae's selling guide announcement SEL-2011-12. One partner. One platform. A complete solution. Let us digitally transform your mortgage process for increased efficiency and ROI. See how by scheduling a demo today. 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