Almost every aspect of a deal must be considered to determine if it meets the eligibility guidelines for a QM loan. One of the most important of these guidelines involves the Ability-to-Repay calculations and lenders would have a difficult time instituting systems to stay compliant.
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[audio mp3="http://docmagicinc.files.wordpress.com/2014/05/dsi-pod-0414a.mp3"][/audio]