--- title: DocMagic Blog | Mortgage news to keep you compliant | Compliance Team description: Welcome to the DocMagic Blog. Join us as we navigate the shifting mortgage landscape. image: https://blog.docmagic.com/hubfs/Social%20Media%20HubSpot%20Size%20(10).png --- - [INFO@DOCMAGIC.COM](mailto:info@docmagic.com) - | - [PHONE (800) 649-1362](tel:+8006491362) [![Home](https://blog.docmagic.com/hs-fs/hubfs/DocMagic_May2018/Images/logo.png?width=1172&height=232&name=logo.png "Home")](https://www.docmagic.com/) [![Home](https://blog.docmagic.com/hs-fs/hubfs/DocMagic_May2018/Images/logo.png?width=1172&height=232&name=logo.png "Home")](https://www.docmagic.com/) - [Solutions](https://www.docmagic.com/solutions) - [Solutions Innovative, automated, and compliant technology solutions designed to advance every stage of your mortgage loan process](https://www.docmagic.com/solutions) - [Document Generation We ensure data and document accuracy from initial disclosures to closing](https://www.docmagic.com/document-generation) - [DocMagic](https://www.docmagic.com/document-generation) - [Packages](https://www.docmagic.com/document-generation#Packages) - 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[Compliance](https://blog.docmagic.com/topic/compliance) 11/10/2022 ### CFPB Announces 2023 Threshold Adjustment for HPML Appraisals The CFPB, together with the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System, recently posted the... Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) [Compliance](https://blog.docmagic.com/topic/compliance) 10/07/2022 ### The Resurgence of Temporary Buydown Loans In the current interest rate environment, we have noticed a resurgence of a loan feature which has been dormant for most of the past decade –... Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) [Compliance](https://blog.docmagic.com/topic/compliance) 09/21/2022 ### CFPB Issues Circular Regarding Data Protection Security The Consumer Financial Protection Bureau (“CFPB”) published Circular 2022-04 on August 11, 2022 which confirmed that financial institutions may... Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) [Compliance](https://blog.docmagic.com/topic/compliance) 11/18/2021 ### FHA publishes notice of proposed rulemaking regarding LIBOR transition On Oct. 5, 2021, the Department of Housing and Urban Development (“HUD”) published an advance notice of proposed rulemaking (“ANPR”) in the Federal... Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) [Compliance](https://blog.docmagic.com/topic/compliance) 11/03/2021 ### CFPB annual threshold adjustments for Regulation Z The Consumer Financial Protection Bureau (“CFPB”) is required to annually calculate the dollar amounts for several provisions in Regulation Z. Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) [Compliance](https://blog.docmagic.com/topic/compliance) [GSEs](https://blog.docmagic.com/topic/gses) 10/20/2021 ### U.S. Treasury and FHFA suspend provisions of the PSPAs The U.S. Treasury and the Federal Housing Finance Agency (“FHFA”) recently announced the suspension of certain provisions of the Preferred Stock... Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) [Compliance](https://blog.docmagic.com/topic/compliance) 10/13/2021 ### CFPB publishes analysis of consumer complaints The Consumer Financial Protection Bureau (“CFPB”) recently published “Consumer complaints throughout the credit life cycle, by demographic... Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) [Compliance](https://blog.docmagic.com/topic/compliance) 09/07/2021 ### HUD, FHFA announce collaboration regarding fair housing, fair lending enforcement The U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA) (collectively, the “Agencies”) recently... Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) [Compliance](https://blog.docmagic.com/topic/compliance) [GSEs](https://blog.docmagic.com/topic/gses) 08/11/2021 ### Fannie Mae and Freddie Mac announce changes to uniform instruments On July 7, 2021, Fannie Mae and Freddie Mac (the GSEs) announced changes to all uniform instruments, except those being retired — including notes,... Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) [Compliance](https://blog.docmagic.com/topic/compliance) [GSEs](https://blog.docmagic.com/topic/gses) 08/04/2021 ### FHFA to eliminate the adverse market refinance fee The Federal Housing Finance Agency (FHFA) announced that the Adverse Market Refinance Fee of 50 basis points (0.500%) will be eliminated for loans... Author: Compliance Team ![](https://blog.docmagic.com/hubfs/right-arrow.svg) More recent articles [View all articles](https://blog.docmagic.com/all) ### Search the Blog - Recent - Popular - Topics ![](https://blog.docmagic.com/hubfs/RON%20Mythbusting%20-%20Blog%20feature%20image.png) What the fraud headlines get wrong about remote closings ![](https://blog.docmagic.com/hubfs/Blog_%20State%20%26%20Investor%20Variations%20-%20feature%20image.png) State and Investor Variations in Closing Docs: Why Lenders... ![](https://blog.docmagic.com/hubfs/David%20Garrett%20recognized%20as%20a%202026%20HousingWire%20Insider%20-%20feature%20image-3.png) David Garrett recognized as a 2026 HousingWire Insider ![](https://blog.docmagic.com/hubfs/The%20Lenders%20Roadmap%20to%20RON%20-%20blog%20feature%20image.png) RON Isn't for Every Loan. 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