--- title: "DocMagic Powers First-Ever eHELOC Registration with MERS® eRegistry for Truliant FCU: A Major Milestone in Digital Lending" description: "DocMagic Powers First-Ever eHELOC Registration with MERS® eRegistry \nfor Truliant FCU: A Major Milestone in Digital Lending" image: https://blog.docmagic.com/hubfs/eHELOC%20blog%20feature%20%E2%80%93%201-2.png --- - [INFO@DOCMAGIC.COM](mailto:info@docmagic.com) - | - [PHONE (800) 649-1362](tel:+8006491362) [![Home](https://blog.docmagic.com/hs-fs/hubfs/DocMagic_May2018/Images/logo.png?width=1172&height=232&name=logo.png "Home")](https://www.docmagic.com/) [![Home](https://blog.docmagic.com/hs-fs/hubfs/DocMagic_May2018/Images/logo.png?width=1172&height=232&name=logo.png "Home")](https://www.docmagic.com/) - [Solutions](https://www.docmagic.com/solutions) - [Solutions Innovative, automated, and compliant technology solutions designed to advance every stage of your mortgage loan process](https://www.docmagic.com/solutions) - [Document Generation We ensure data and document accuracy from initial disclosures to closing](https://www.docmagic.com/document-generation) - 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This first-ever MERS® eRegistration of an eHELOC proves that these assets can now be originated, signed, stored, and transferred entirely digitally, paving the way for faster closings, improved liquidity, and more efficient secondary market transactions. "We have a long tradition of industry firsts, including executing the first eClosings in North Carolina and Massachusetts,” said our Chief eServices Executive Brian D. Pannell. “Registering the first-ever eHELOC with MERS® reflects our long-standing commitment to our clients and industry partners." **A Leap Forward for Home Equity Lending** DocMagic's eHELOC solution provides a fully paperless process from document generation through eSigning to MERS® eRegistration and beyond. The solution leverages DocMagic's SmartSAFE™ eVault technology and MISMO's SMART Doc® format to ensure real-time transparency, legal enforceability, and seamless secondary market transfers.   **How eHELOCs benefit you and your borrowers**: - **Digitizes the full HELOC lifecycle**, eliminating manual paperwork and operational risk - **Enables eSign and eNotarization** for borrowers - **Supports legally recognized electronic contracts** for eNote and security instruments - **Provides real-time auditability and secure storage** via our SmartSAFE™ eVault - **Streamlines investor delivery and servicing transfers** These capabilities allow lenders to offer a faster, more transparent borrower experience, while reducing costs and gaining access to improved funding options.   **Making access to home equity more convenient** “We recognized home equity as an ideal area to apply our eClosing expertise,” said Beth Eller, Senior Vice President of Mortgage Services at Truliant. “DocMagic and the North Carolina Secretary of State’s office were instrumental in helping us extend this convenience, efficiency, and security to our members.” Truliant’s leadership is a powerful example of how credit unions and other lenders can embrace technology to deliver greater value to borrowers—especially at a time when digital convenience and operational agility are critical. With more than 24 states and Washington, D.C., now adopting UCC Article 12, digital HELOCs are poised for widespread adoption. North Carolina Secretary of State Elaine F. Marshall noted "We’ve worked for years to set the legal framework for North Carolina’s vibrant e-commerce culture, and we've been honored to have Truliant and DocMagic as partners in our eClosing initiative for the past five plus years, so we are especially gratified that our state could lead the way in this next step in innovation.   **What’s Next?** As adoption of eClosing and eVault technology expands beyond first mortgages into home equity, DocMagic continues to lead with solutions designed to support compliant, scalable, and fully digital transactions. Ready to explore eHELOCs for your lending operation? [Let’s talk.](https://info.docmagic.com/eheloc)   One partner. One platform. A complete solution. Let us digitally transform your mortgage process for increased efficiency and ROI. See how by scheduling a demo today. [SCHEDULE A DEMO](https://www.docmagic.com/demo-request) - Share this article - - - - [mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/docmagic-powers-first-ever-eheloc-registration-with-mers-eregistry-for-truliant-fcu-a-major-milestone-in-digital-lending](mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/docmagic-powers-first-ever-eheloc-registration-with-mers-eregistry-for-truliant-fcu-a-major-milestone-in-digital-lending) Topics from this blog: [eClosing](https://blog.docmagic.com/topic/eclosing) [Back](https://blog.docmagic.com) ### Search the Blog - Recent - Popular - Topics ![](https://blog.docmagic.com/hubfs/The%20Lenders%20Roadmap%20to%20RON%20-%20blog%20feature%20image.png) RON Isn't for Every Loan. 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