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Posts about: Compliance (3)

11/03/2021

CFPB annual threshold adjustments for Regulation Z

The Consumer Financial Protection Bureau (“CFPB”) is required to annually calculate the dollar amounts for several provisions in Regulation Z.
Author: Compliance Team
10/20/2021

U.S. Treasury and FHFA suspend provisions of the PSPAs

The U.S. Treasury and the Federal Housing Finance Agency (“FHFA”) recently announced the suspension of certain provisions of the Preferred Stock...
Author: Compliance Team
10/13/2021

CFPB publishes analysis of consumer complaints

The Consumer Financial Protection Bureau (“CFPB”) recently published “Consumer complaints throughout the credit life cycle, by demographic...
Author: Compliance Team
09/07/2021

HUD, FHFA announce collaboration regarding fair housing, fair lending enforcement

The U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA) (collectively, the “Agencies”) recently...
Author: Compliance Team
08/11/2021

Fannie Mae and Freddie Mac announce changes to uniform instruments

On July 7, 2021, Fannie Mae and Freddie Mac (the GSEs) announced changes to all uniform instruments, except those being retired — including notes,...
Author: Compliance Team
08/04/2021

FHFA to eliminate the adverse market refinance fee

The Federal Housing Finance Agency (FHFA) announced that the Adverse Market Refinance Fee of 50 basis points (0.500%) will be eliminated for loans...
Author: Compliance Team
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