DocMagic Blog

Navigate the shifting mortgage landscape.

08/11/2021

Fannie Mae and Freddie Mac announce changes to uniform instruments

On July 7, 2021, Fannie Mae and Freddie Mac (the GSEs) announced changes to all uniform instruments, except those being retired — including notes,...
Author: Compliance Team
08/04/2021

FHFA to eliminate the adverse market refinance fee

The Federal Housing Finance Agency (FHFA) announced that the Adverse Market Refinance Fee of 50 basis points (0.500%) will be eliminated for loans...
Author: Compliance Team
07/28/2021

38 states allow remote notarization as RON, RIN and IPEN gain momentum

At both the federal and state level, remote online notarization (RON) appears to be gaining momentum. But at the same time, the practice is also...
Author: Pauline Vu
07/20/2021

CFPB report finds several mortgage-related violations in 2020

Mortgage servicers committed several Regulation X violations in 2020, according to a recent report by the Consumer Financial Protection Bureau (CFPB).
Author: Pauline Vu
07/14/2021

Digital closings rose 228% in 2020: ALTA survey

The number of title and settlement companies that offer eClosings increased 228% in 2020, according to ALTA’s 2021 Digital Closing Survey of 300...
Author: Pauline Vu
07/06/2021

FHFA director replaced following Supreme Court decision

On June 23, 2021, the U.S. Supreme Court issued a 7-2 decision in Collins v. Yellen, which held that the structure of the Federal Housing Finance...
Author: Compliance Team
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