---
title: Paper is the Past
description: Digital technology is driving more of the loan transaction away from paper to online. The industry is realizing that it’s time to get the paper out of our systems and manual processes. Paper documents take more time to process, require more people to validate, and key information from and follow-up efforts to track down missing pages, signatures, or total file loss.
image: https://blog.docmagic.com/hubfs/blog-files/paperless-digital.jpg
---

- [INFO@DOCMAGIC.COM](mailto:info@docmagic.com)
- |
- [PHONE (800) 649-1362](tel:+8006491362)

[![Home](https://blog.docmagic.com/hs-fs/hubfs/DocMagic_May2018/Images/logo.png?width=1172&height=232&name=logo.png "Home")](https://www.docmagic.com/)

[![Home](https://blog.docmagic.com/hs-fs/hubfs/DocMagic_May2018/Images/logo.png?width=1172&height=232&name=logo.png "Home")](https://www.docmagic.com/)

- [Solutions](https://www.docmagic.com/solutions) 
    - [Solutions Innovative, automated, and compliant technology solutions designed to advance every stage of your mortgage loan process](https://www.docmagic.com/solutions)
    - [Document Generation We ensure data and document accuracy from initial disclosures to closing](https://www.docmagic.com/document-generation) 
          - [DocMagic](https://www.docmagic.com/document-generation)
          - [Packages](https://www.docmagic.com/document-generation#Packages)
          - [Downloads](https://www.docmagic.com/download)
    - [eSign Platform eSign and eNotarize electronic documents and automate appraisal delivery](https://www.docmagic.com/esign-platform) 
          - [ClickSign®](https://www.docmagic.com/clicksign)
          - [eNotary](https://www.docmagic.com/enotary)
          - [Appraisal eDelivery](https://www.docmagic.com/appraisal-edelivery)
    - [eMortgage Technology Seamless and compliant digital platforms for completely paperless eClosings](https://www.docmagic.com/emortgage-technology) 
          - [Total eClose™](https://www.docmagic.com/total-eclose)
          - [AutoPrep™](https://www.docmagic.com/solutions/autoprep)
          - [SmartSAFE® With SmartREGISTRY™](https://www.docmagic.com/smartsafe)
    - [Automated Compliance Ensuring compliance at every stage of the loan process](https://www.docmagic.com/automated-compliance) 
          - [Compliance Edge Newsletter](https://www.docmagic.com/compliance/wizard)
          - [Compliance Edge](https://www.docmagic.com/compliance)
    - [Collaborative Closing Technology Tools for borrowers, lenders and title agents to collaborate on the loan process](https://www.docmagic.com/collaborative-closing-technology) 
          - [LoanMagic®](https://www.docmagic.com/loanmagic)
          - [SmartClose®](https://www.docmagic.com/smartclose)
    - [eChattel Technology eVaulting solutions for your non-mortgage lending needs](https://www.docmagic.com/smarttransfer) 
          - [SmartSAFE® With SmartTRANSFER](https://www.docmagic.com/smarttransfer)
- [Services](https://www.docmagic.com/services) 
    - [Services Providing our customers with superior services and technical capabilities designed to help them achieve strategic goals](https://www.docmagic.com/services)
    - [Data Services A flexible, scalable and customizable Digital Transaction Platform](https://www.docmagic.com/data-services) 
          - [Investor eQC](https://www.docmagic.com/Investor-eQC)
          - [Uniform Closing Dataset (UCD)](https://www.docmagic.com/ucd)
          - [Data Translation Services](https://www.docmagic.com/data-services)
          - [Data & Document Validation](https://www.docmagic.com/automated-compliance)
          - [Transactional Data Access](https://www.docmagic.com/data-services)
    - [3rd Party Services Access to a wide variety trusted of 3rd party integrations](https://www.docmagic.com/third-party-services) 
          - [Appraisal eDelivery](https://www.docmagic.com/appraisal-edelivery)
          - [Flood Determination](https://www.docmagic.com/flood-determination)
          - [Income Verification](https://www.docmagic.com/income-verification)
          - [MERS® eRegistry](https://www.docmagic.com/third-party-services)
          - [Settlement Services](https://www.docmagic.com/settlement-services)
    - [Print Fulfillment Secure and compliant print and mail automation system](https://www.docmagic.com/print-fulfillment)
    - [Professional Services Experienced innovation advisers and the right technology solutions](https://www.docmagic.com/professional-services)
    - [Integration Services Connecting systems, data and applications to deliver a seamless user experience](https://www.docmagic.com/integration-services)
- [Compliance](https://www.docmagic.com/automated-compliance) 
    - [Automated Compliance The core component inside all of our mortgage technology solutions](https://www.docmagic.com/automated-compliance)
    - [Compliance Edge](https://www.docmagic.com/compliance)
    - [Updates Compliance to ensure accuracy at every stage of the lending process](https://www.docmagic.com/compliance#Updates) 
          - [Compliance Updates](https://www.docmagic.com/compliance/compliance-articles/automated-compliance)
          - [Form Updates](https://www.docmagic.com/compliance/new-revised-documents)
          - [Investor Updates](https://www.docmagic.com/compliance/investor-updates/index)
          - [Investor eQC](https://www.docmagic.com/Investor-eQC)
    - [Resources All your compliance resources in one place available with DocMagic](https://www.docmagic.com/compliance#Resources) 
          - [Compliance Matrices](https://www.docmagic.com/compliance/compliance-topics/matrices)
          - [Disclosures](https://www.docmagic.com/compliance/state-disclosure/index)
          - [High Cost Memos](https://www.docmagic.com/compliance/high-cost-memos/index)
          - [TRID](https://www.docmagic.com/trid-resource-center)
          - [URLA Resources](https://www.docmagic.com/urla-resources)
    - [Compliance Edge Newsletter The most up-to-date compliance information available in the industry](https://www.docmagic.com/compliance/wizard) 
          - [Articles](https://www.docmagic.com/compliance/wizard)
          - [Legal & Regulatory Updates](https://www.docmagic.com/compliance/wizard)
          - [Form Updates](https://www.docmagic.com/compliance/wizard)
          - [Events](https://www.docmagic.com/compliance/wizard)
          - [System Updates](https://www.docmagic.com/compliance/wizard)
- [Support](https://www.docmagic.com/support-center) 
    - [Support Let us help you get the most from DocMagic](https://www.docmagic.com/support-center)
    - [Customer Support Log in and let us help you](https://www.docmagic.com/support/contact-us)
    - [Product Training Get to know our products](https://www.docmagic.com/product-training)
- [Company](https://www.docmagic.com/company) 
    - [Company Mortgage Industry expertise since 1987](https://www.docmagic.com/company)
    - [About Us What we do](https://www.docmagic.com/about-us)
    - [Leadership Who we are](https://www.docmagic.com/leadership)
    - [Partners Our select group of trusted partners](https://www.docmagic.com/partners)
    - [News Stay up-to-date with the latest compliance and industry news.](https://www.docmagic.com/about/news)
    - [Blog Compliance and industry insights](https://blog.docmagic.com/)
    - [Contact Us We’d love to hear from you](https://www.docmagic.com/contact-us)
    - [Careers Innovators welcome!](https://www.docmagic.com/careers)

[Request a Demo](https://www.docmagic.com/demo-request) [Log In](https://www.docmagic.com/webservices/cas/login)

- [INFO@DOCMAGIC.COM](mailto:info@docmagic.com)
- [PHONE (800) 649-1362](tel:+8006491362)

- <https://www.facebook.com/docmagicinc>
- <https://twitter.com/docmagic?lang=en>
- <https://www.linkedin.com/company/docmagic/>
- <https://www.youtube.com/user/docmagicinc>
- [mailto:info@docmagic.com](mailto:info@docmagic.com)

- Share this article
- <https://www.facebook.com/share.php?u=https%3A%2F%2Fblog.docmagic.com%2Fpaper-is-the-past>
- <https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.docmagic.com%2Fpaper-is-the-past>
- <https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.docmagic.com%2Fpaper-is-the-past>
- [mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/paper-is-the-past](mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/paper-is-the-past)

[DocMagic Blog](https://blog.docmagic.com)

[eClosing](https://blog.docmagic.com/topic/eclosing)

# Paper is the Past

[DocMagic](https://blog.docmagic.com/author/docmagic)

09/21/2017

*![paperless-digital.jpg](https://blog.docmagic.com/hs-fs/hubfs/blog-files/paperless-digital.jpg?width=250&height=184&name=paperless-digital.jpg)By Tim Anderson*

Today, digital technology is driving more of the loan transaction away from paper to online. The industry is realizing that it’s time to get the paper out of our systems and manual processes. Paper documents take more time to process, require more people to validate, and key information from and follow-up efforts to track down missing pages, signatures, or total file loss.

For example, delivering a correct closing disclosure (CD) to the borrower three days before closing highlights just how difficult it is to get everything right and on time in a paper world.

Ensuring proof of compliance on confirming something like receipt of delivery is next to impossible in a paper world. Taking the mortgage process fully electronic will be the only way to ultimately ensure a totally verifiable, auditable compliant process.

Beyond the improvements gained by eliminating the paper process, digital collaboration during the loan transaction promises a better consumer experience from the start. For lenders, the increase in operational *e*fficiencies and consistency are measurable. Overall, a digital process ensures greater data and document integrity, compliance and control.

Digitizing the mortgage process has the potential to greatly improve both productivity and the customer experience. Lenders who incorporate a digital workflow gain efficiency, better satisfy borrower expectations for collaboration and communication, and ultimately capture more market share.

The technology is available and the process, albeit not widespread, is gaining momentum. Selling something that everyone else already does and has makes it a commodity. Digital Mortgages are for those that want to introduce a new way of doing business that gives you a competitive market advantage. It presents a new opportunity to truly differentiate yourself in an otherwise crowded  mortgage market. With immense regulatory pressure looming, historical methods will no longer be sufficient. And, as more organizations discover the demands of the marketplace, and today’s borrower, more parts of the lending transaction will happen electronically.

 One partner. One platform. A complete solution.

Let us digitally transform your mortgage process for increased efficiency and ROI. See how by scheduling a demo today.

[SCHEDULE A DEMO](https://www.docmagic.com/demo-request)

- Share this article
- <https://www.facebook.com/share.php?u=https%3A%2F%2Fblog.docmagic.com%2Fpaper-is-the-past>
- <https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fblog.docmagic.com%2Fpaper-is-the-past>
- <https://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fblog.docmagic.com%2Fpaper-is-the-past>
- [mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/paper-is-the-past](mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/paper-is-the-past)

Topics from this blog: [eClosing](https://blog.docmagic.com/topic/eclosing) 

[Back](https://blog.docmagic.com)

### Search the Blog

- Recent
- Popular
- Topics

![](https://blog.docmagic.com/hubfs/The%20Lenders%20Roadmap%20to%20RON%20-%20blog%20feature%20image.png)

RON Isn't for Every Loan. That's the Point.

![](https://blog.docmagic.com/hubfs/2026%20MortgagePoint%20Tech%20Excellence%20Award%20-%20blog%20feature-2.png)

DocMagic Earns 2026 MortgagePoint Tech Excellence Award

![](https://blog.docmagic.com/hubfs/eVault%20blog%20insert.png)

Inside the eVault: The Foundation of Digital Asset...

![](https://blog.docmagic.com/hubfs/Configurable%20Compliance%20-%20feature.png)

The Case for Configurable Compliance

![](https://blog.docmagic.com/hubfs/NMP%20Women%20of%20Inspiration%20-%20feature.png)

Celebrating Lori Johnson — A 2026 Women of Inspiration...

![](https://blog.docmagic.com/hubfs/4506-C%20form.jpg)

IRS releases new form 4506-C

![](https://blog.docmagic.com/hubfs/urla%20form.jpg)

The redesigned URLA will be required in a few months; are...

![](https://blog.docmagic.com/hubfs/Ron%20Map_7-27-21_1236x801@2x.png)

38 states allow remote notarization as RON, RIN and IPEN...

![](https://blog.docmagic.com/hubfs/eNote%20Blog%20feature%20image.png)

The lender’s guide to delivering investor-ready eNotes

![](https://blog.docmagic.com/hubfs/urla_blog.png)

URLA: Updates, Improvements, and Deadlines

### List By Topic

- [Compliance (100)](https://blog.docmagic.com/topic/compliance)
- [eClosing (85)](https://blog.docmagic.com/topic/eclosing)
- [Awards (74)](https://blog.docmagic.com/topic/awards)
- [eSign (71)](https://blog.docmagic.com/topic/esign)
- [Integrations (56)](https://blog.docmagic.com/topic/integrations)
- [Industry Publications (52)](https://blog.docmagic.com/topic/industry-publications)
- [Total eClose (44)](https://blog.docmagic.com/topic/total-eclose)
- [eNotes (34)](https://blog.docmagic.com/topic/enotes)
- [Remote Online Notarization (31)](https://blog.docmagic.com/topic/remote-online-notarization)
- [Document Generation (30)](https://blog.docmagic.com/topic/document-generation)
- [eDisclosures (25)](https://blog.docmagic.com/topic/edisclosures)
- [eVault (19)](https://blog.docmagic.com/topic/evault)
- [GSEs (18)](https://blog.docmagic.com/topic/gses)
- [eNotary (17)](https://blog.docmagic.com/topic/enotary)
- [SmartCLOSE (13)](https://blog.docmagic.com/topic/smartclose)
- [LoanMagic (12)](https://blog.docmagic.com/topic/loanmagic)
- [eDelivery (11)](https://blog.docmagic.com/topic/edelivery)
- [Industry Insight (8)](https://blog.docmagic.com/topic/industry-insight)
- [Partnerships (8)](https://blog.docmagic.com/topic/partnerships)
- [Philanthropy (8)](https://blog.docmagic.com/topic/philanthropy)
- [AutoPrep (3)](https://blog.docmagic.com/topic/autoprep)

### Subscribe Here

## Download the Truliant Federal Credit Union Case Study

Truliant took several key steps to refine its 100% digital eClosing process — including finding the right technology partner.

[Download now](https://info.docmagic.com/en-us/case-study-truliant-federal-credit-union)

Use of this website and its contents is governed by our [Terms of Use](https://www.docmagic.com/terms-of-use) and our [Privacy Policy](https://www.docmagic.com/privacy-policy). © 2026 DocMagic, Inc. ALL RIGHTS RESERVED.

- <https://www.linkedin.com/company/docmagic>
- <https://www.facebook.com/docmagicinc>