--- title: "Ask the eClosing Team: What are current trends in eClosing adoption?" description: Wondering what eClosing experts are seeing in terms of current eClosing adoption and awareness of benefits? Read on to learn more from our expert, Leah. image: https://blog.docmagic.com/hubfs/Ask%20eClosing%20Team%20-%20Leah.jpg --- - [INFO@DOCMAGIC.COM](mailto:info@docmagic.com) - | - [PHONE (800) 649-1362](tel:+8006491362) [![Home](https://blog.docmagic.com/hs-fs/hubfs/DocMagic_May2018/Images/logo.png?width=1172&height=232&name=logo.png "Home")](https://www.docmagic.com/) [![Home](https://blog.docmagic.com/hs-fs/hubfs/DocMagic_May2018/Images/logo.png?width=1172&height=232&name=logo.png "Home")](https://www.docmagic.com/) - [Solutions](https://www.docmagic.com/solutions) - [Solutions Innovative, automated, and compliant technology solutions designed to advance every stage of your mortgage loan process](https://www.docmagic.com/solutions) - [Document Generation We ensure data and document accuracy from initial disclosures to closing](https://www.docmagic.com/document-generation) - [DocMagic](https://www.docmagic.com/document-generation) - [Packages](https://www.docmagic.com/document-generation#Packages) - [Downloads](https://www.docmagic.com/download) - [eSign Platform eSign and eNotarize electronic documents and automate appraisal delivery](https://www.docmagic.com/esign-platform) - [ClickSign®](https://www.docmagic.com/clicksign) - [eNotary](https://www.docmagic.com/enotary) - [Appraisal eDelivery](https://www.docmagic.com/appraisal-edelivery) - [eMortgage Technology Seamless and compliant digital platforms for completely paperless eClosings](https://www.docmagic.com/emortgage-technology) - [Total eClose™](https://www.docmagic.com/total-eclose) - [AutoPrep™](https://www.docmagic.com/solutions/autoprep) - [SmartSAFE® With SmartREGISTRY™](https://www.docmagic.com/smartsafe) - [Automated Compliance Ensuring compliance at every stage of the loan process](https://www.docmagic.com/automated-compliance) - [Compliance Edge Newsletter](https://www.docmagic.com/compliance/wizard) - [Compliance Edge](https://www.docmagic.com/compliance) - [Collaborative Closing Technology Tools for borrowers, lenders and title agents to collaborate on the loan process](https://www.docmagic.com/collaborative-closing-technology) - [LoanMagic®](https://www.docmagic.com/loanmagic) - [SmartClose®](https://www.docmagic.com/smartclose) - [eChattel Technology eVaulting solutions for your non-mortgage lending needs](https://www.docmagic.com/smarttransfer) - [SmartSAFE® With SmartTRANSFER](https://www.docmagic.com/smarttransfer) - [Services](https://www.docmagic.com/services) - [Services Providing our customers with superior services and technical capabilities designed to help them achieve strategic goals](https://www.docmagic.com/services) - [Data Services A flexible, scalable and customizable Digital Transaction Platform](https://www.docmagic.com/data-services) - [Investor eQC](https://www.docmagic.com/Investor-eQC) - [Uniform Closing Dataset (UCD)](https://www.docmagic.com/ucd) - [Data Translation Services](https://www.docmagic.com/data-services) - [Data & Document Validation](https://www.docmagic.com/automated-compliance) - [Transactional Data Access](https://www.docmagic.com/data-services) - [3rd Party Services Access to a wide variety trusted of 3rd party integrations](https://www.docmagic.com/third-party-services) - [Appraisal eDelivery](https://www.docmagic.com/appraisal-edelivery) - [Flood Determination](https://www.docmagic.com/flood-determination) - [Income Verification](https://www.docmagic.com/income-verification) - [MERS® eRegistry](https://www.docmagic.com/third-party-services) - [Settlement Services](https://www.docmagic.com/settlement-services) - [Print Fulfillment Secure and compliant print and mail automation system](https://www.docmagic.com/print-fulfillment) - [Professional Services Experienced innovation advisers and the right technology solutions](https://www.docmagic.com/professional-services) - [Integration Services Connecting systems, data and applications to deliver a seamless user experience](https://www.docmagic.com/integration-services) - [Compliance](https://www.docmagic.com/automated-compliance) - [Automated Compliance The core component inside all of our mortgage technology solutions](https://www.docmagic.com/automated-compliance) - [Compliance Edge](https://www.docmagic.com/compliance) - [Updates Compliance to ensure accuracy at every stage of the lending process](https://www.docmagic.com/compliance#Updates) - [Compliance Updates](https://www.docmagic.com/compliance/compliance-articles/automated-compliance) - [Form Updates](https://www.docmagic.com/compliance/new-revised-documents) - [Investor Updates](https://www.docmagic.com/compliance/investor-updates/index) - [Investor eQC](https://www.docmagic.com/Investor-eQC) - [Resources All your compliance resources in one place available with DocMagic](https://www.docmagic.com/compliance#Resources) - [Compliance Matrices](https://www.docmagic.com/compliance/compliance-topics/matrices) - [Disclosures](https://www.docmagic.com/compliance/state-disclosure/index) - [High Cost Memos](https://www.docmagic.com/compliance/high-cost-memos/index) - [TRID](https://www.docmagic.com/trid-resource-center) - [URLA Resources](https://www.docmagic.com/urla-resources) - [Compliance Edge Newsletter The most up-to-date compliance information available in the industry](https://www.docmagic.com/compliance/wizard) - [Articles](https://www.docmagic.com/compliance/wizard) - [Legal & Regulatory Updates](https://www.docmagic.com/compliance/wizard) - [Form Updates](https://www.docmagic.com/compliance/wizard) - [Events](https://www.docmagic.com/compliance/wizard) - [System Updates](https://www.docmagic.com/compliance/wizard) - [Support](https://www.docmagic.com/support-center) - [Support Let us help you get the most from DocMagic](https://www.docmagic.com/support-center) - [Customer Support Log in and let us help you](https://www.docmagic.com/support/contact-us) - [Product Training Get to know our products](https://www.docmagic.com/product-training) - [Company](https://www.docmagic.com/company) - [Company Mortgage Industry expertise since 1987](https://www.docmagic.com/company) - [About Us What we do](https://www.docmagic.com/about-us) - [Leadership Who we are](https://www.docmagic.com/leadership) - [Partners Our select group of trusted partners](https://www.docmagic.com/partners) - [News Stay up-to-date with the latest compliance and industry news.](https://www.docmagic.com/about/news) - [Blog Compliance and industry insights](https://blog.docmagic.com/) - [Contact Us We’d love to hear from you](https://www.docmagic.com/contact-us) - [Careers Innovators welcome!](https://www.docmagic.com/careers) [Request a Demo](https://www.docmagic.com/demo-request) [Log In](https://www.docmagic.com/webservices/cas/login) - [INFO@DOCMAGIC.COM](mailto:info@docmagic.com) - [PHONE (800) 649-1362](tel:+8006491362) - - - - - [mailto:info@docmagic.com](mailto:info@docmagic.com) - Share this article - - - - [mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/ask-the-eclosing-team-what-are-current-trends-in-eclosing-adoption](mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/ask-the-eclosing-team-what-are-current-trends-in-eclosing-adoption) [DocMagic Blog](https://blog.docmagic.com) [eClosing](https://blog.docmagic.com/topic/eclosing) [eNotes](https://blog.docmagic.com/topic/enotes) # Ask the eClosing Team: What are current trends in eClosing adoption? [Leah Sommerville](https://blog.docmagic.com/author/leah-sommerville) 04/11/2023 *Welcome to Ask the eClosing Team, an ongoing series where DocMagic’s eClosing pros tackle real questions that we’re hearing from lenders. Today’s responses are drawn from a recent interview with eClosing Team member Leah Sommerville. We’ll be sharing some more exciting insights from Leah in an additional article next month.* Leah Sommerville, DocMagic’s Sr. eServices Account Exec and an expert from our eClosing team, sat down with American Business Media, publishers of National Mortgage Professional, at the 2023 New England Mortgage Expo to talk about the current state of digital lending. Watch the full [interview here.![Ask the eClosing Team - in text](https://blog.docmagic.com/hs-fs/hubfs/Ask%20the%20eClosing%20Team%20-%20in%20text.jpg?width=334&height=334&name=Ask%20the%20eClosing%20Team%20-%20in%20text.jpg)](https://docmagic-user.wistia.com/medias/ohf4241ykj) ## **The Journey To Widespread eClosing Adoption** Below are some additional responses Leah provided on the topic: ## **Are we still seeing eClosing adoption?** The [National Association of Realtors](https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.foxbusiness.com%2Fpersonal-finance%2Fshopping-for-houses-online-tips-for-buying&data=05%7C01%7Cnell%40docmagic.com%7Cea5ccc4b44c940edbe6b08db03a3196e%7Cb8bf2f1caa004c37a0dfca7847b98231%7C0%7C0%7C638107771267626347%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=ueTUiKrwUC%2Bbe11arccJwyJeqlqX7fuUdR5ZTuUM0bs%3D&reserved=0) confirmed that 97% of buyers shop for their homes online and more than half of buyers ultimately purchase their homes online. Lenders are embracing eClosing to meet borrowers’ expectations of a digital closing experience. They are realizing that it doesn’t make sense to employ a paper process during the last touch point they have with borrowers… the closing table. ## **What are the specific benefits driving eClosing implementation?** Borrower expectations, eNote acceptance, and the evolution of eNotary legislation have persuaded many lenders to embrace eClosings. Loan originators appreciate eClosing’s opportunity to allow all participants to review the entire closing package (as often and as long as they’d like) in advance of closing day, provide the borrower a 15-minute closing experience, streamline the closing for all stakeholders (including the Settlement Agent’s automated invitation with access to their eClose console, which includes the entire closing package and opportunity to add title docs for eSignature), eliminate shipping/printing costs, and offer immediate access to all documents post-closing to expedite funding. ## **Are eClosings a fad?** Absolutely not. Is shopping for homes online a fad? Nope again. [87% of lenders agree](mailto:https://nationalmortgageprofessional.com/news/theres-no-running-ron-87-agree-eclosings-are-faster-cheaper%23:~:text=Overall%2C%2087%25%20of%20those%20in%20the%20study%20indicated,saw%20a%20reduction%20of%20157%20minutes%20per%20transaction.) that eClosing is faster as well as cheaper than traditional closings. Almost all lenders are offering Hybrid 1 (eSigning, paper note, paper notary) eClosings at a minimum because there is no impediment to adoption. Hybrid 1 eClosings are very similar to eSigning the initial disclosure documents, which most lenders have already implemented. Hybrid 1 eClosing is possible in every state and for every loan type, and is supported by all secondary market participants. We’ve also seen increased volume for eClosings, which include eNotes, as the GSEs, Ginnie Mae, and the Federal Home Loan Banks began funding eNotes in the last several years. Last, but certainly not least, COVID and the constraints on personal interaction affected almost all real estate closings in the past several years—drastically evolving eNotary legislation. In fact, there are now only 2 states that don’t allow for eNotarization. As long as consumers expect digital experiences and lenders continue to [save $444 per loan](https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fnationalmortgageprofessional.com%2Fnews%2Ftheres-no-running-ron-87-agree-eclosings-are-faster-cheaper&data=05%7C01%7Cnell%40docmagic.com%7Cea5ccc4b44c940edbe6b08db03a3196e%7Cb8bf2f1caa004c37a0dfca7847b98231%7C0%7C0%7C638107771267626347%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=NzEOOAxFNWv3Fy%2BJe99o1oGm3OqdScMzvRwD%2FSCGQAo%3D&reserved=0) with RON (Remote Online Notarization) and eNotes, eClosing is here to stay. --- As Leah mentioned in the interview, demand has pushed the industry to a place where lenders who want to future-proof their business should provide a digital closing experience. Borrowers accomplish so much online—even borrowers who aren’t traditionally viewed as part of a tech-savvy demographic. Digital closings are faster, cheaper and more convenient. They are, unequivocally, the future. #### To talk to Leah or any of our other experts about eClosing adoption, send them an email at [eClosingTeam@docmagic.com.](mailto:eClosingTeam@docmagic.com) #### **Related Content:** - [A key to eClosing: the developing case of the SECURE Act (3/23/2023)](https://blog.docmagic.com/a-key-to-eclosing-the-developing-case-of-the-secure-act) - [HousingWire recognizes DocMagic with 2023 TECH100 award (3/8/2023)](https://blog.docmagic.com/housingwire-recognizes-docmagic-with-2023-tech100-award) - [House overwhelmingly passes federal RON bill (3/1/2023)](https://blog.docmagic.com/the-house-passes-secure-notarization-act-a-move-toward-nationwide-adoption-of-secure-remote-online-notarization) One partner. One platform. A complete solution. Let us digitally transform your mortgage process for increased efficiency and ROI. See how by scheduling a demo today. [SCHEDULE A DEMO](https://www.docmagic.com/demo-request) - Share this article - - - - [mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/ask-the-eclosing-team-what-are-current-trends-in-eclosing-adoption](mailto:?subject=%20site&body=Check%20out%20this%20site%20https://blog.docmagic.com/ask-the-eclosing-team-what-are-current-trends-in-eclosing-adoption) Topics from this blog: [eClosing](https://blog.docmagic.com/topic/eclosing) [eNotes](https://blog.docmagic.com/topic/enotes) [Back](https://blog.docmagic.com) ### Search the Blog - Recent - Popular - Topics ![](https://blog.docmagic.com/hubfs/The%20Lenders%20Roadmap%20to%20RON%20-%20blog%20feature%20image.png) RON Isn't for Every Loan. That's the Point. ![](https://blog.docmagic.com/hubfs/2026%20MortgagePoint%20Tech%20Excellence%20Award%20-%20blog%20feature-2.png) DocMagic Earns 2026 MortgagePoint Tech Excellence Award ![](https://blog.docmagic.com/hubfs/eVault%20blog%20insert.png) Inside the eVault: The Foundation of Digital Asset... ![](https://blog.docmagic.com/hubfs/Configurable%20Compliance%20-%20feature.png) The Case for Configurable Compliance ![](https://blog.docmagic.com/hubfs/NMP%20Women%20of%20Inspiration%20-%20feature.png) Celebrating Lori Johnson — A 2026 Women of Inspiration... ![](https://blog.docmagic.com/hubfs/4506-C%20form.jpg) IRS releases new form 4506-C ![](https://blog.docmagic.com/hubfs/urla%20form.jpg) The redesigned URLA will be required in a few months; are... ![](https://blog.docmagic.com/hubfs/Ron%20Map_7-27-21_1236x801@2x.png) 38 states allow remote notarization as RON, RIN and IPEN... ![](https://blog.docmagic.com/hubfs/eNote%20Blog%20feature%20image.png) The lender’s guide to delivering investor-ready eNotes ![](https://blog.docmagic.com/hubfs/urla_blog.png) URLA: Updates, Improvements, and Deadlines ### List By Topic - [Compliance (100)](https://blog.docmagic.com/topic/compliance) - [eClosing (85)](https://blog.docmagic.com/topic/eclosing) - [Awards (74)](https://blog.docmagic.com/topic/awards) - [eSign (71)](https://blog.docmagic.com/topic/esign) - [Integrations (56)](https://blog.docmagic.com/topic/integrations) - [Industry Publications (52)](https://blog.docmagic.com/topic/industry-publications) - [Total eClose (44)](https://blog.docmagic.com/topic/total-eclose) - [eNotes (34)](https://blog.docmagic.com/topic/enotes) - [Remote Online Notarization (31)](https://blog.docmagic.com/topic/remote-online-notarization) - [Document Generation (30)](https://blog.docmagic.com/topic/document-generation) - [eDisclosures (25)](https://blog.docmagic.com/topic/edisclosures) - [eVault (19)](https://blog.docmagic.com/topic/evault) - [GSEs (18)](https://blog.docmagic.com/topic/gses) - [eNotary (17)](https://blog.docmagic.com/topic/enotary) - [SmartCLOSE (13)](https://blog.docmagic.com/topic/smartclose) - [LoanMagic (12)](https://blog.docmagic.com/topic/loanmagic) - [eDelivery (11)](https://blog.docmagic.com/topic/edelivery) - [Industry Insight (8)](https://blog.docmagic.com/topic/industry-insight) - [Partnerships (8)](https://blog.docmagic.com/topic/partnerships) - [Philanthropy (8)](https://blog.docmagic.com/topic/philanthropy) - [AutoPrep (3)](https://blog.docmagic.com/topic/autoprep) ### Subscribe Here ## Download the Truliant Federal Credit Union Case Study Truliant took several key steps to refine its 100% digital eClosing process — including finding the right technology partner. [Download now](https://info.docmagic.com/en-us/case-study-truliant-federal-credit-union) Use of this website and its contents is governed by our [Terms of Use](https://www.docmagic.com/terms-of-use) and our [Privacy Policy](https://www.docmagic.com/privacy-policy). © 2026 DocMagic, Inc. ALL RIGHTS RESERVED. - -